R2A Competitions Panel of Judges






Ken Miller
Ex-PayPal Executive

One of the original employees at PayPal (#22) who pioneered early internet anti-fraud systems. Deep expertise and comfort from running large organizations and scaling businesses, to building companies and testing and launching new products.


Leisa Reichelt
Head of Research and Insights at Atlassian

Built and led teams who transformed public services with user centered service design with the Australian government and UK Government at the Government Digital Service (GOV.UK).

Louis de Koker
Professor at La Trobe Law School

His research focuses on financial profiling data and on managing the relationship between financial inclusion and anti-money laundering and counter terrorist financing objectives. He has undertaken research engagements with the World Bank, USAID, CGAP and AFI financial integrity working group.

Sharmista Appaya
Acting Head of FinTech Accelerator at the Bank of England

Oversees FinTech and Technology related development, including blockchain, big data, robo-advisory, digital payments and capital markets technology at the Bank.

Shamir Karkal
EX- Open APIs Head at BBVA and CFO & Co-Founder at Simple Finance

Experienced executive, entrepreneur, and consultant in financial services and information technology. Currently, invests and work at the intersection of banking, payments, and technology.  Previously led the development of Open APIs at BBVA and Co-Founded Simple Finance, an online replacement for traditional checking accounts.

Ben Lyon
Entrepreneur in Residence – Caribou Digital DFS Lab

Co-founded Kopo Kopo, the 1st merchant acquirer and merchant cash advance provider for mobile money issuers globally. Currently, focuses on investing and incubating FinTech startups in emerging markets.

Karim Meghji
Chief Product Officer at Remitly

A product and technology leader with expertise in product, User Interface & User Experience Management, technical operations management, online subscription-based businesses and e-Commerce.


Nick Cook
Head of RegTech and Advanced Analytics at FCA

Leads the FCA’S RegTech initiatives and the creation of an Analytics Centre of Excellence to drive the organization’s use of data science, machine learning and artificial intelligence.

Himanshu Nagpal
Deputy Director, Financial Services for the Poor at the Bill & Melinda Gates Foundation

In his role as the Emerging Technologies Lead for the team, Himanshu is focused on finding ways to accelerate adoption of new technologies and techniques to address the barriers that exist in providing better financial services to the poor.

Mariya Yao
Chief Technology and Product Officer of Metamaven and Editor-In-Chief of TOPBOTS

Helps automate revenue growth for global companies by identifying new markets, improve conversions and reduce churn. She is also an author of Applied Artificial Intelligence.

John Won
Independent Consultant

He has guided teams in the Human-Centered Design process from behavioral insights to working prototypes, collaborating with partner organizations to implement impactful solutions for low-income people. John founded the Financial Health program at the nonprofit design and innovation firm IDEO.org.

Rafael Mazer
Founder of MazeCo Limited

Specializes in financial consumer protection, the use of behavioral research for product design and financial regulation, with a recent focus on digital financial services. Has experience in designing and managing field experiments, policy advisory work including regulatory work, and writing "thought pieces" in the areas of financial inclusion and consumer protection.

Pia Bernadette Roman-Tayag
Director, Inclusive Finance Advocacy, and co-Head, Financial Consumer Protection Department

As head of the Bangko Sentral ng Pilipinas’ Inclusive Finance Advocacy Staff, Pia Roman-Tayag is involved in all of the bank’s financial inclusion work, particularly in the areas of policy and regulation, capacity building, advocacy and relationship building.